Monday, April 13, 2015

DoP to seek Cabinet nod for 240 cr to set up Post Bank

The Department of Posts (DoP) will soon seek Cabinet approval for Rs 240 crore for setting up Post Bank of India.

The DoP has plans to set up Post Bank of India under payments bank licence. The Reserve Bank of India has already issued licensing norms for niche banks -- payments banks and small banks.

The DoP, which has applied for a payments bank licence, has a hybrid model in mind to operate Post Bank of India. Reserve Bank Governor Raghuram Rajan yesterday had said while the banking sector is set to undergo changes in the next few years, "we are going to possibly have postal bank".

"The Department is in the process of seeking approval for about Rs 240 crore from Expenditure Finance Committee which will then need nod from Cabinet," an official source told PTI.

As per RBI guidelines, payments banks would offer a limited range of products such as demand deposits and remittances. They will not be allowed to undertake lending activities and will be initially be restricted to holding a maximum balance of Rs 1 lakh per individual customer.

They will be allowed to issue ATM or debit cards as also other prepaid payment instruments, but not credit cards.

According to a source, Communications and IT Minister Ravi Shankar Prasad has approved hybrid model suggested by Ernst & Young which prepared detailed project report on Post Bank of India (PBI).

"E&Y has come out with three models but suggested preference to a hybrid model. Under which about 600 branches will directly operated by PBI staff in post office premises and transactions in other parts of the country will be supported by India post staff," the official said.

Post Bank of India is proposed to have its own employees and IT infrastructure. The transaction handled by India Post , employees will be entered in to computer server of PBI.

The Department expects revenue of over Rs 550 crore from PBI in first 5 years.

"India Post will earn from every transaction it will carry out for PBI and rents that it will get from its branches. India Post financial services like saving account, postal life insurance will continue as it is," the official said.

The DoP will evaluate its five year performance as payments bank and then it will take call of setting up full fledged banking service.

Source :

6th Central Pay Commission (2006 – 2015) – Why was it special?

Six Pay Commissions were formulated by the Central Government until now. The 6th Pay Commission had some salient features that were never seen before. Let’s find out why this particular Pay Commission was so monumental.

The recommendations made by the previous five Pay Commissions were interrelated to each other. People who had studied these would know that despite the similarities, the recommendations were not exactly generous.

“Weightage” was the most-frequently used terminology in all previous pay commissions. New employees wouldn’t be aware of this. Weightage was all about calculating a certain percentage of the basic pay and adding it to the new basic pay (Basic Pay Weightage, Fitment Weightage or Fitment Benefit). This was the method prescribed by the five Pay Commissions before.

Even more pathetic was “Increment Weightage”. Particularly the 5th Pay Commission didn’t consider all the increments that the employee had received. According to the recommendations of 5th Pay Commission, it was given on the basis of one out of three increments.

As well, those were the days when promotions were rare. For years, employees were getting meager amount as annual increment. Only disappointment remained because the employees felt as if their ten years’ progress was unfairly evaluated.

Since no significant changes were made in the calculation of DA in the 5th Pay Commission, for the entire ten years, percentage of Dearness Allowance had increased by only 74%.

Until the 5th Pay Commission, House Rent Allowance was given in four categories – 5%, 7.5%, 15%, and 30% or as consolidated amount.

Lack of generosity was also obvious in areas like Tuition Fees, Transport Allowance, and Leave Travel Concession.

The 6th Central Pay Commission was special because it was radically different from its predecessors.
“Grade Pay was introduced, and, although there were MACP confusions due to the new Hierarchy system, since its pluses outnumbered its minuses, we feel that there is nothing wrong in recollecting the good points that the Commission had recommended. This article will help the next generation employees understand why the 6th Pay Commission was so unique.”
Multiplication Factor : This is considered by many as a transparent approach. [Click to read more about this]

Children’s Education Allowance : From a meager Rs.40 per month, it was raised to Rs.1000. This reflected genuine interest and concern about the future generation. [Click to read more about this]

3% Increment : The decision to calculate the annual increment at 3% of the current basic pay continues to be applauded even now. [Click to read more about this]

Transport Allowance : Although Convenience Allowance was clubbed with this, it was a good decision to have made the revision of transport allowance dependent on the dearness allowance.

Leave Travel Concession : Which was until then, given only for Class II travel, was elevated to AC- Tier III, and Tier II.

Child Care Leave : It was a blessing for female employees.

Military Service Pay : First time recommendation for the Armed Forces Personnel by 6th Pay Commission.

DA Calculation : The Dearness Allowance was calculated based on the All India Consumer Price Index published by Labour Bureau. Calculation method for arriving the percentage of additional Dearness Allowance was recommended by 6th CPC with important average index factor of 115.76 instead of 306.33. Dearness Allowance went up as high as 10% and earned an increase of about 120% in its ten years’ tenure. [Click to read more about this]

Finally, All Central Government Employees Unions and Federations played a very important role in the revolutionary changes and liberal recommendations that were being offered to the employees. Let us not forget that it was our unified voice and determination that made it all possible.


Message from Hon'ble Ravi Shankar Prasad, Communication and Information Technology minister

Sukanya Samriddhi Yojana ( SSA ) scheme was launch by the hon'ble Prime Minister of India Shri Narendra Modi on 22nd January 2015. In a short span of just over 2 months the Post Offices across the country have opened 27,72,309 Sukanya Samriddhi Yojana accounts upto 31st March 2015. A total of Rs 310 Crores has been deposited in these accounts for the welfare of the girl child. Authorised Banks have together managed to open over 1.8 lakh accounts under this scheme. Well done IndiaPost. Keep it up

Save Girl Child 

Beti Bachao Beti Padaho 

Indias Daughter

Tuesday, April 7, 2015


Postal Department Incurs Loss of Rs. 7 a Postcard, Rs. 5 Inland Letter

New Delhi: The Department of Posts is incurring a loss of over Rs. 7 per postcard and about Rs. 5 per inland letter as the revenue earned is far lower than the actual cost.

As per the 2013-14 figures of the Department of Posts (DoP), the average cost of a postcard is 753.37 paise while the revenue is 50 paise, whereas for inland letter the cost is 748.39 paise and the revenue earned is 250 paise.

Most of the services of the postal department are incurring losses barring competition postcard, letter and book post of periodicals.

The average revenue earned for services such as parcel, registration, speed post, insurance, money order, Indian postal order and registered newspaper is also lower than the average cost.

"During the financial year 2013-14, the deficit of the department was Rs. 5,473.10 crore as against the previous year's deficit of Rs. 5,425.89 crore, which is an increase of 0.87 per cent," the DoP said in its annual report.

The department said that total revenue earned including remuneration for savings bank and savings certificates work during the year 2013-14 was Rs. 10,730.42 crore while the gross working expenditure was Rs. 16,796.71 crore.

The DoP though recovered Rs. 593.19 crore from other ministries and departments, so the deficit turned out to be Rs. 5,473.10 crore for the reported period.

Source :


All Forms for Head Post Office : Download

All Forms for Sub Post Office : Download

All Forms for Branch Post Office : Download

All Forms for Divisional Office : Download

Courtesy :

Monday, April 6, 2015

Cabinet approval on DA is likely to hike this week

 The Union Cabinet is expected to make the formal approval for the 6% Dearness Allowance hike for the Central Government employees this week. As per the calculation DA, from January 2015 will be 113% i.e. a hike of 6%. How ever the finance ministry will have to issue the order before the DA with arrears can be disbursed. The order may again take two to three weeks.

 DA hike announcement was an April fool prank. Govt. delaying announcement

The office memorandum shown as from the ministry of finance that the much-awaited dearness allowance had been increased by eight percentage points, higher than the expected six percentage point increase was only an April fools day prank. The memorandum as shown as, numbered 1/2/2015-E.11 (B), dated March 30, 2015, and duly signed by an undersecretary in the department of expenditure, said the President was pleased to decide that the dearness allowance payable to central government employees shall be enhanced from the existing rate of 107 per cent to 115 per cent with effect from January 1, 2015.

The department of expenditure issued a clarification saying the memorandum was fake and no such instructions had been issued by the ministry.

"Accordingly, all ministries, departments and central government offices are hereby advised not to take cognisance of these fake instructions being circulated in government offices," the clarification posted on the website of the finance ministry said.

Though the government was quick to spot the mistake, which concerned thousands of government employees, questions remain how such an authentic office memorandum was drafted and issued without necessary checks.


Ref: - P/1-1/AIC                                                                                            Date: 27.03.2015

Notice under Article 25 of the Constitution of All India Postal Employees Union Group 'C' read with Article 20(a) and 22 ibid is hereby given that 30th All India Conference of this Union will be held at Baba Saheb Bhimrao Ambedkar Vishwa Vidyalaya, Vidya Vihar, Raebareli Road, Lucknow – 226026 (Uttar Pradesh) from 4th June 2015 to 7th June 2015.

The following shall be the items of Agenda for the All India Conference:-
1.       Confirmation of the proceedings of the 29th All India Conference held at Thiruvananthapuram (Kerala) in March 2013.
2.       Consideration and adoption of Biennial Report.
3.       Consideration and adoption of the Audited Accounts 2012-13, 2013-14 & 2014-15.
4.       Adoption of Budget Estimates for the next session.
5.       Organisational Review:-
(i)     Organisational position/Local agitations at all levels.
(ii)   Review of present membership & evolving strategies to improve membership.
(iii) Review of periodical meetings being held at all levels.
(iv)  Functioning of RJCM/Departmental Council
(v)    Our approach with sister unions in NFPE at all levels.
6.       Seventh CPC and Memorandum submitted by Confederation NFPE, AIPEU Group ‘C’ and JCM National Council Staff side.
7.       Review of Strikes/Agitations: -
(i)     Two days strike from 12.02.2014 to 13.02.2014 by PJCA & Confederation of C. G. Employees & Workers
(ii)   PJCA strike from 06.05.2015 & all various stages of agitational programmes.
(iii) Parliament March Programmes by PJCA and JCM National Council Staff side.
8.       Task force recommendations & Our reservations
 (i)        Recommendations of Task Force on Leveraging the Post office Network and repercussions.
 (ii)      Corporate Plan of India Post
9.       Common Demands of C. G. Employees
   (i)           Seventh Pay Commission & Merger of 50% DA and Interim Relief.
   (ii)         Sixth Pay Commission Anomalies
   (iii)       Functioning of JCM National Council, National anomaly committee & MACP committee.
   (iii)     Non Implementation of all pending Arbitration Awards.
   (iv)       Ban on creation of Posts
   (v)         Non revision of OTA Rates.
  (vi)       Scrapping of NPS.
 (vii)      Medical Insurance Scheme
 (viii)    Right to Strike
10.   Confederation of CG Employees & workers and its various agitational programmes and our role.
11.   NFPE, State level Conventions, & Coordinating Committees.
12.   Cadre Restructuring in Postal
  (i) Agreement signed on 28.04.2014.
        (ii) Delay in its implementation.
        (iii) Lack of Promotional avenues for PAs
13.   Filling up of PA, LSG/HSG II/HSG I and Postmaster cadre vacancies
              (i)        New Recruitment Rules of PA, Postmen, MTS & LSG RR 2011, HSG II RR 2013, HSG-I RR 2014 and needed changes.
                (ii)      Postmaster Cadre RR 2011 and needed changes.
14.RTP – Counting of Past service for promotion, MACP, Pension benefits etc.
15.   Modified ACP Scheme – Anomalies & Settlement.
16.   P.O & RMS Accountants, System Administrators, Marketing Executives & PRI (P)s.
17.   Policy offensives
(a)    National Postal Policy 2012.
(b)   Closure / Merger of Post Offices.
(c)    Unrealistic targets of BD.
(d)   Decentralisation of PLI/RPLI/RD/MIS etc.
18.   Modernisation of Postal Services & Technological advancement
(i) Problems in Core Banking Solutions(Finacle), Core Insurance solutions (Mc Camish) – under FSI and issues expected in Core System Integration..
(ii) Time barred hardwares, computers and accessories at Post offices.
19.   Shortage of Staff:-
(a)    Time bound recruitment in PA cadre.
(b)   Recruitment taken place in PA Cadre.
(c)    Non-Creation of new posts – Ban on creation of new posts.
(d)   Non-filling up of vacant posts in LSG, HSG-II, HSG-I & Postmaster Cadre chain of vacancies.
20.   Bonus – Revision of formula – Removal of the Quantum ceiling etc.
21.   Contributory Negligence & Problems due to minus balance.
22.   Right to Information Act.
23.   Bhartiya Post & Dak Jagriti.
24.   Publication of Hand book 2015.
25.   Compassionate appointments & removal of conditions there on.
26.   Problems of GDS & Casual Labourers.
27.   Policy and Programme.
28.   Resolutions
29.   Amendment to the Constitution – Notice of which should be given to CHQ at least 21 days prior to the conference.
30.   Election of Office Bearers.
31.   Election of Federal Councillors.
32.   Appointment of Auditor.
33.   Venue of Next AIC.
34.   Any other item with the permission of Chair.
35.   Vote of thanks

With fraternal greetings,
(N. Subramanian)
General Secretary

 Copy to: -

1.       Com. R. Sivannarayana, All India President, All India Postal Employees Union Group 'C', Guntur – 522004 (Andhra Pradesh)
2.       The General Convenor, Receiption Committee - for information and N/A
3.       All CHQ Office-bearers & Circle Secretaries
4.       Circle Secretary, Uttar Pradesh Circle for necessary arrangements of the AIC.  
5.       All Circle/Divisional/Branch Secretaries.  They are called upon to hold their respective conferences where the last conference was held before 2 years
6.       The Director General, Department of Posts, New Delhi 110001
7.       All Chief Postmasters General - Requesting to grant Special Casual Leave to the delegates.
8.       Spare

(N. Subramanian)
General Secretary

     Ref: P/1-3/CWC                                                                                      Dated – 27.03.2015


Notice under article 25 of the Constitution of All India Postal Employees Union Group ‘C’ is hereby given that the meeting of the Central Working Committee of All India Postal Employees Union Group ‘C’ will be held at Baba Saheb Bhimrao Ambedkar Vishwa Vidyalaya, Vidya Vihar, Raebareli Road, Lucknow – 226026 (Uttar Pradesh) on 03.06.2015. The meeting of the Central Working Committee will commence sharply by 10:00 hrs on 03.06.2015.

The following shall be the items of Agenda of the Central Working Committee.

1.      Finalisation of Agenda for the 30th All India Conference scheduled to be held from 04.06.2015 to 07.06.2015.
2.      Preparation of Biennial Report on the activities of the Union for presentation in the 30th All India Conference.
3.      Consideration and approval of Audited Accounts for presentation to the All India Conference.
4.      Preparation of Budget estimates for next session for presentation to the All India Conference for its approval.
5.      Preparation of resolutions to be placed before the All India Conference for adoption.
6.      Amendments to the Constitution.
7.      Any other item with the permission of the Chair.

(N. Subramanian)
General Secretary
Copy to: -
1.      Com. R. Sivannarayana, All India President, All India Postal Employees Union    Group ‘C’ (CHQ)
2.      All Members of Central Working Committee
3.      Director General, Department of Posts, New Delhi 110001 – for information
4.      All Chief PMsG – They are requested to grant Special Casual Leave to the members of the working committee.

(N. Subramanian)
General Secretary